HUD: Affordable Senior Housing

What you need to know about your federally subsidized, low income assisted living options.

Seniors are confronted with numerous options for funding their long-term care, but it can be difficult to find out which ones are available to you or your loved one. Medicare, Medicaid, Medigap, long-term care insurance, reverse mortgages, veteran's benefits and subsidized housing from the U.S. Department of Housing and Urban Development (HUD) can all play a role in the process of finding affordable senior housing. For more information on paying for long-term care, see our detailed section on assisted living costs. Read on to learn about HUD assisted living aid.








Qualifying for Low Income Assisted Living

Subsidized housing through HUD is available through a federal program for low-income individuals and families, elderly people and people with disabilities. Income guidelines vary by location, but recipients generally earn less than 50 percent of an area's median income, and most earn less than 30 percent. The U.S. Department of Housing and Urban Development disperses funds and services through local Public Housing Agencies (PHAs) that set standards, determine qualifications and subsidize rent costs directly to the landlord or HUD assisted living facility. If your loved one is accepted into his local PHA's voucher system, he will pay a portion of his rent, but likely no more than 30 percent of his income (or a calculated equivalent of his income based on assets and interest).

If you think your loved one may qualify for federally subsidized low income assisted living, contact your local PHA. You may also speak with a local elder care advisor from our team to find HUD housing for seniors in your area, by calling the number listed at the top of every page on this site.

Affordable Senior Housing through Housing Choice Vouchers

HUD provides low income assisted living help through their Section 8 provision by providing "vouchers" to qualified individuals. These vouchers can be used at any approved housing development that accepts HUD funds. Some senior living homes operate as HUD assisted living facilities and offer care to low income residents only. Recipients of HUD-assisted affordable senior housing can rest assured that their facility will be safe and well maintained because of strict standards that all HUD facilities must maintain.

Apply Early to Get HUD Assisted Living Help

If a crisis event has you looking into assisted living options for your loved one all of a sudden, you may not have enough time to secure low income assisted living help from HUD. Many areas maintain long waiting lists for the service, and select recipients based on criteria such as income level and type of disability. However, you never know until you try, so we recommend you seek this type of affordable senior housing from your local PHA as soon as possible.

Find HUD Assisted Living Facilities

All Assisted Living Homes can connect you and your loved ones to HUD assisted living facilities, as well as other affordable senior housing options, including facilities that accept Medicaid. Call us today to let our expert elder care advisors guide you through the process and match you with facilities in your area that meet your needs and fit your budget.

For more help determining your budgetary options, see our section, "Paying for Assisted Living Costs." Or start your exploration by using our search form at the top of this page. A quick search will connect you with our partner site, SeniorHomes.com, where you will be able to view hundreds of facilities in your area. If you would rather speak to an elder care advisor directly, simply call the number at the top of this page.