Medicaid, Assisted Living and You

medicaid assisted livingFind affordable assisted living, and utilize what Medicaid can offer you.

Medicaid is a joint federal and state-run social welfare program that provides funds for health services to low-income individuals. Each state runs its own Medicaid office and creates its own eligibility standards, so your loved one's access to the program will vary depending on her location. Medicaid covers many forms of health care for people of all ages; however, this article focuses on Medicaid for assisted living.




Is There Such Thing as Medicaid Assisted Living?

Yes! While long-term care services must be determined medically necessary to be covered by Medicaid, once they are, they will often be covered indefinitely. Some states pay for the entire cost of assisted living costs, and others pay a percentage. Check with your local Health, Welfare or Department of Social Services to find out the specifics in your area. Our elder care advisors can always help you with general questions about Medicaid assisted living coverage in your area. Feel free to call the toll-free number at the top of the page and to speak with a local specialist.

Will Medicaid Pay for Assisted Living?

Again, yes! Medicaid focuses on health services, so coverage often depends on the level of medical attention your loved one needs. While skilled nursing facilities are often covered by Medicaid, assisted living programs are often covered as well, especially when she receives needed medical attention (instead of simply custodial care) at the assisted living facility. Nearly 60 percent of nursing home residents receive Medicaid payments today, and those needing nursing care in an assisted living facility can receive many of the same benefits.

If your loved one is eligible to receive Medicaid support, you will need to find an assisted living facility that accepts Medicaid. Medicaid-approved facilities will be able to provide you with a list of covered and non-covered services, as well as prices for non-covered items. So even when Medicaid is on your side, make sure you find an affordable assisted living facility that will stay within your loved one's budget in the long run.

Making the Most of Medicaid in Assisted Living Facilities

Thinking smart and planning ahead will help you navigate your loved one into an ideal, affordable assisted living arrangement. Many elderly individuals seek to minimize their assets as they age in order to qualify for Medicaid coverage. With the exception of your home, car and many personal items, an asset level of even $2,000 can often disqualify your loved one from coverage. So wise planning and careful consideration of the pros and cons of asset reduction will help you make a decision that works out best for your loved one in the end. .

Start Your Search for Affordable Assisted Living

Our elder care advisors can match you with Medicaid assisted living facilities and other affordable assisted living programs in your area. Our free, unbiased, personalized service offers you the opportunity to learn about long-term care facilities in your price range that offer the services and lifestyle your loved one wants. If you're looking for only Medicaid assisted living facilities, simply mention it to your advisor when you talk. Get started now by calling the toll-free number at the top of this page. An advisor will be available to discuss your needs and start you on the path to a rewarding, affordable assisted living experience.